Shiva Permana

Insurance Claims – Get an Advance Payment!

Shiva Permana9 hours ago2 years ago04 mins

Insurance claim advance payments are not widely known by people who file claims. Often, when an insured has a loss of significant size, such as a flood, tornado, wildfire, hurricane loss or a big water damage loss, an advance payment of a portion of the anticipated settlement is issued by the insurance company. This situation…

How Much Liability Insurance Do You Need?

Shiva Permana1 day ago2 years ago016 mins

When most people consider their insurance needs, only certain types of coverage typically come to mind. Health insurance and life (or sometimes disability) insurance protect you and your loved ones; car and homeowner’s or renter’s insurance protect your major tangible assets. Personal liability insurance, frequently called an “umbrella” policy, seldom makes this list. But when…

Reverse Mortgages – Is It A Good Idea For You?

Shiva Permana1 day ago2 years ago04 mins

Reverse mortgages are one of the largest growth areas in the mortgage business. These mortgages offer older people the chance to get cash based on the equity they have in their homes or condos. When the reverse type of mortgages are used, the lender pays the home owner an agreed upon rate. The homeowner does…

2011 Economic Forecast – Part 2: The United States (US)

Shiva Permana2 days ago2 years ago042 mins

2010 is finally history. The economic recovery, which officially began in 2009, was scarcely evident as the US economy muddled through 2010. It seemed that for every piece of good news, like the strong end to the 2010 Christmas shopping season, was countered by news of a setback, such as unemployment rates that unexpectedly returned…

Michael Jackson & Farrah Fawcett – Estate Plan Wake Up Call

Shiva Permana2 days ago2 years ago09 mins

In the wake of the sad and tragic deaths of Michael Jackson and Farrah Fawcett, we are all reminded how fragile our lives can be and how quickly things can change. The death of these two iconic figures should be a call to many to put their estate plan in order. It should be noted…

8 Simple Ways To Save Money

Shiva Permana3 days ago2 years ago08 mins

Sometimes the toughest issue regarding saving money is simply getting started. It may be tough to work out easy ways that to save lots of money and the way to use your savings to pursue your monetary goals. This bit-by-bit guide to money-saving habits will assist you develop a practical savings set up. 1. Record…

Stop, Think, and Save, At Least Once a Year!

Shiva Permana3 days ago2 years ago06 mins

If you will be receiving an income tax refund, have you considered how you will use it? Before you give in to the pressure from family, friends, and retailers to spend your refund, why not buy yourself a little time. Think of this refund as a financial opportunity for you! Then, think maximize. Ask yourself…

Top 5 Small Business Marketing Mistakes

Shiva Permana4 days ago2 years ago05 mins

In recent years, business has shifted to being conducted in a large part online. With millions of consumers using the web, there are vast opportunities for small businesses to make a mark on the web. Using strategies such as local online marketing and advertising campaigns, search engine optimization, etc. (the same tactics used by large…