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Shiva Permana

Befriend Your Balance Sheet

Befriend Your Balance Sheet

Balance sheets play a critical role in any business, regardless of that business’s size, age, and industry. They can be beneficial for small businesses too, and that’s the reason many small business owners prepare them. Any company with shareholders needs to prepare a balance sheet, otherwise known as a Statement of Financial Position. It will…

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Future Prospects in Cyprus?

Future Prospects in Cyprus?

Everybody is after money and foremost of all are the world Governments who are faced with shortfalls in their budgets. Getting more demanding in tax collection and adding new tax requirements is somewhat understandable during times of good economic activity but during the time when there is large unemployment, increasing property and other taxes, reducing…

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What Is A True Hardship?

What Is A True Hardship?

While your debt settlement company is in negotiations with creditors, one tool of ammunition used on your behalf is the personal circumstance that brought you into the program from the start. This is what we refer to as your Hardship. At one point your signing agent asked you the question “what in your life brought…

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