Category: Insurance

It doesn’t matter what kind of industry a business is involved in: there is always the potential to be held liable for some incident or another – especially in this sue-crazy society. You never know what kind of claim your company might be faced with, whether it’s due to alleged negligence or wrongdoing. Depending on…

Introduced in 1956 by Harold Macmillan, premium bond is defined as a government bond which is priced greater than par. According to National Savings and Investments (NS&I), around 23 million people are premium bond holders. Issued by the UK government’s National Savings and Investments scheme, premium bond is an easy and secure way to save…

After filing a workers comp insurance claim for a shoulder injury he suffered working for the federal postal service, the recipient of the benefits was spotted working as a massage therapist. This lead to felony charges related to the fraud. An ‘injured’ entertainer was seen dancing in a popular television commercial while he collected a…

One of the first elements attorneys consider in a malpractice case is the type of insurance the accused medical professional has and the liability coverage limits of the specific policy. Different insurance types and liability limits warrant different case strategies. If you are considering filing a medical malpractice claim, you may find it helpful to…

It is my understanding that Robert Hastings, author of UFO’s and Nukes: Extraordinary Encounters at Nuclear Weapons Sites, claims that if there is ever a nuclear attack – North Korea, Iran, Pakistan – wherever – that nuclear payback would not happen. These former “nuke guardians” for the U.S. Air Force claims to have either witnessed…

All publicity may not be good publicity after all, the long-term care (LTC) insurance industry discovered last month. The industry named November “National Long-Term Care Insurance Month” in hopes of raising awareness of the “need” for the product. However, the bulk of the month’s press highlighted LTC’s drawbacks as it focused on the woes of…

There are so much terms, phrases and policies in the life insurance market and it is very common to find yourself getting confused especially when you are not very familiar with it. Anyway, as you learn, you will notice there are various types such as whole life and term insurance. However, under the two categories,…

One of the most exciting things about an iul or index universal life insurance policy is that you can supercharge the cash value portion of your insurance policy. The policy builds cash value based on premium payments that are above the cost of insurance and other expenses and the performance of the underlying index. One…