Category: Insurance

One of the most exciting things about an iul or index universal life insurance policy is that you can supercharge the cash value portion of your insurance policy. The policy builds cash value based on premium payments that are above the cost of insurance and other expenses and the performance of the underlying index. One…

There are many factors that affect home insurance rates, with the most obvious being your home’s age, location, construction type, and whether you want something beyond the basics. Don’t think that “cheap house insurance” refers to basic, almost worthless insurance. There are some good companies that offer decent coverage at an affordable price. Once again,…

At any time of the year, our naughty four-legged furry friends, such as our pet cats and dogs among others, are more prone to illness or injury especially if they are spending more time outdoors. Many pet owners are worried they wouldn’t be able to afford health care services for their pets. Pet insurance is…

Showing True Love: Love is not a mere emotion. Instead, true love requires an action that can demonstrate that love. Affection is an emotion that is only one ingredient of love, but emotions fly back and forth with situations and hormones. I recently watched a movie where a guy was broken up from his girlfriend…

There are many kinds of liability policies to protect individuals as well as businesses and other organizations against the possibility of causing damage to other people’s property, bodily injury or death. And such plans essentially are divided among two general types – personal and commercial. Among common types of personal liability coverages are those for…

Insurance for water damage in your home is often part of your general homeowners policy. Your insurance may cover losses that are due to a pipe that burst or an appliance that leaks, but may not if you are exposed to a flood, tornado or hurricane. For this kind of coverage you will need a…

A negatively geared rental property is a great way to reduce your tax, but some do not take full advantage of the tax deductions available. I have compiled a list of seven ways to maximise your deductions and get the most out of your property: Try and arrange an interest only loan on your rental…

Applying for and obtaining Social Security Disability Benefits (SSDI) can be a frustrating and confusing process. Did you know that almost 70% of claims are denied initially. That is staggering. While there is no surefire way to guarantee you will get SSDI benefits, this article outlines some of the common mistakes Louisiana SSDI claimants make….