Shiva Permana – Page 124

Identity Protection – Your Identity is an Asset That You May Want to Insure

Shiva Permana2 years ago3 years ago010 mins

When I embarked on my scholastic journey in Information Technology and Information Systems, I knew very little regarding data processing. Instantly, I imagined myself as one of those high tech heroes from the movies that have all of this elevated knowledge regarding hacking and other brilliant computer scientific know how. After a couple of years…

What’s Earned Income Tax Credit?

Shiva Permana2 years ago3 years ago023 mins

Earned Income Tax Credit or EITC also called as EIC is an important benefit for working people who have low to moderate income. The EIC is a refundable credit, enacted as a work incentive in the Tax Reduction Act of 1975. It provides a financial boost to working individuals and families. It has become one…

Stock Marketing

How Plumbers Dee Why Can Help You Solve Plumbing Problems

Shiva Permana2 years ago3 years ago00 mins

Check Thy Credit, Know Thy Credit

Shiva Permana2 years ago3 years ago04 mins

According to the New York Times (2018), “… more people are checking their credit and more are knowledgeable about how the scores work. In a survey about credit scores published this week, 57 percent of adults said they had “obtained or received” their scores in the past year, up from about half four years ago….

How to Budget Money – Proven Tips & Advice

Shiva Permana2 years ago3 years ago05 mins

A budget gives financial discipline to an individual or organization. Learning how to budget money is vital because it helps you plan your assets, income, expenditure and investments and puts you on firm financial ground. A budget is therefore a financial plan that helps you track expenditure, exercise control over the money you earn and…

The Purpose of Gospel Music

Shiva Permana2 years ago3 years ago03 mins

Music does and always has played an important part in people’s lives. People have always used something to create music, as a means of entertainment. Music is not only an entertainment but also a way for people to relax and motivate and even worship. Some think music and other forms of art are made for…

Medical Billing Payment Delays – #1 Payer’s Tactic to Increase Profits at Provider’s Expense

Shiva Permana2 years ago3 years ago04 mins

Q: Do insurance companies benefit from payment delays? A: Yes, they do. Payment delays are directly proportional to profits: the longer is the delay–the higher is the profit. In some cases, half of their profit margin originates on the float, such as Aetna in 2006: Premium 7% Interest on Premium 7% Total 14% Insurance companies…

Never Ask For Or Buy Just the “Interest Rate” – Navigating the Mortgage Maze

Shiva Permana2 years ago3 years ago04 mins

A couple of key tips regarding interest rates: It’s Not the Rate You Need to Know: When applying for a loan, never ask for just the “interest rate”, but always ask for the APR. The APR is inclusive of fees and cost and is the ACTUAL cost for the loan on an annual percentage basis (if…