Student loans are nearly impossible to discharge in a Bankruptcy. The legal standard for discharge is “undue hardship” but the legal code doesn’t define what undue hardship actually is. So the judges in each district rule on it. They look at the “totality of the circumstances”, which is legal jargon for considering many factors in…

As gas prices continue to rise, the auto industry is out in full force touting the benefits of car maintenance. Many repair shops even have custom “fuel saver” services. While maintaining one’s car is indeed important, does it really save gas? Before we answer this, let’s step back and look at auto maintenance for today’s…

Government loans are those that the government of a country provides to the citizens of that country in order to fulfill there needs and for their uplfitment or betterment. This helps in reducing the wide gap between the rich and the poor and streamlines the economy of the country. Government loans almost are for all…