The 6 R’s For Direct Marketing Success in Almost Any Business

Shiva Permana2 years ago3 years ago03 mins

There is a small rule of 6 R’s that you can use every time you are trying to sell a product or service to a certain market. If you break ANY of these rules, you are almost guaranteed NOT to sell your product. Read on to find out how you can apply them to your…

Moving Beyond the Rat Race

Shiva Permana2 years ago3 years ago08 mins

As a business coach, I interact with shop owners every day. I have discovered that most, at one time were motivated by a desire to move beyond the rat race. The rat race is an unhealthy competition that is created by the misguided concept that there is a limited supply of resources in the universe…

Global Microchip Shortage – When and How Will It End?

Shiva Permana2 years ago3 years ago015 mins

The world is facing a severe semiconductor shortage right now, and it shows no signs of abating anytime soon. Besides the combined efforts of top semiconductor manufacturing facilities and government initiatives, the microchip shortage continues as the demand has skyrocketed amidst the disrupted supply chain. From smart devices to tumble dryers, cars to electric toothbrushes,…

Discretionary Income Choices

Shiva Permana2 years ago3 years ago04 mins

Making the most of your discretionary income Discretionary income is what you have left over after paying your fixed costs. It is yours to spend on whatever you choose. But… How you spend this money can make a difference to your financial situation, but before this we have to ascertain what is discretionary income. Rent/rates…

Are Online Personal Loans Good For People With Bad Credit?

Shiva Permana2 years ago3 years ago05 mins

While the rise of online lending in itself makes it more convenient for people to apply for finance, is this development a good thing for those who are already struggling? There are companies out there who charge expensive annual percentage rates (APRs), leaving many people in more trouble than when they first started. But it…

Student Loans – Easily Organize Them

Shiva Permana2 years ago3 years ago04 mins

Most students will need to obtain student loans at some time during the course of their tuition. It is important to understand that once you have received your loans then you will need to keep them organized. This is o you can always keep a track of the state of your loan, when the payments…

Branches of Accounting, Uses of Accounting and Limitations of Financial Accounting

Shiva Permana2 years ago3 years ago013 mins

Accounting vs. Book-keepingBook-keeping concerns itself with the recording (correctly and in a set of books) of those transactions that result in the transfer of money or money’s worth. Whereas accounting is comprehensive in perspective. It extends to classifying, summarizing, presenting and even analyzing accounting information . Accounting vs. Accountancy Body of knowledge (consisting of principles,…

Moving From Doubt to Self – Esteem As an Entrepreneur

Shiva Permana2 years ago3 years ago06 mins

Are you an Entrepreneur who is starting up a new business? Do you struggle with a persistent sense of self-doubt that you can’t or won’t succeed? You know you have the knowledge; you know you have the experience; you know you have the ability; yet, on some level you still question your skills and worry…