One of the most frustrating situations for a client with disability insurance occurs when you have to access the insurance you have paid into, often for years, and you are denied the support you are owed, the support you anticipated having available should the worst happen. There are so many loops to jump through to…

While an Umbrella insurance policy is good to have for an individual or a family, it is essential for a business. So let us start with basics. What is Umbrella insurance? An Umbrella insurance policy covers a business, up to the coverage value of the policy over and above the maximum limits for each of…

What if, after all you’ve done, you and your adjuster/insurance company are at an impasse on the value of your property? It’s now time to invoke the Appraisal Clause in your insurance policy. The Appraisal Clause is found in all insurance policies, and was designed to establish a procedure to allow disputed amounts to be…

Car accidents are a blessing of automobile revolution. Automobile revolution has transformed the lifestyle completely. Now distances have been reduced. You can travel at more than hundred miles per hours to reach your destination. This thing would be a miracle for the people who were not lucky to experience the automobile revolution. However, every coin…