Category: Budgeting

The impetus for pressure cooking methods has its very early origins with Napoleon Bonaparte who sought to find a better way to feed his troops. Although many users don’t cook for audiences as large as a platoon, home and professional cooks for medium to large audiences have discovered the efficiency of cooking with pressure and…

While your debt settlement company is in negotiations with creditors, one tool of ammunition used on your behalf is the personal circumstance that brought you into the program from the start. This is what we refer to as your Hardship. At one point your signing agent asked you the question “what in your life brought…

It costs you more money and uses more energy to heat and cool your home than any other system in your home. Typically, 44% to 50% of your utility bills pays for heating and cooling your home. Regardless of the type of home comfort systems you have in your house, you can save money and…

Linear Income: The best way to describe this is only having one source of income which is usually from a job. We all get told to do well at school to get good qualifications so we can get a good job! This results in linear income. Due to the current financial situation all over the…

Remember that foggy zone you used to be in when you wanted to take complete control of your finances? When you wanted to be more responsible in saving and spending to plan the present and future? Those foggy days are over and the days of finance apps on your smartphones that bring more clarity with…

There are two types of income you can have (according to the IRS). That’s active (or earned) income or passive (unearned) income. The difference is in how you get it and how it’s taxed How To Make Money In Retirement Active income is money you exchange your labor for. I do that on a part-time…

In this article I want to talk about how to increase your income by improving your sales processes, whilst also improving the way you look at your successes, taking stewardship and responsibility for your own actions in the quest of betterment for both you and your business. By taking steps to a better sales process,…

The reason people assume the risks of investing in the first place is the prospect of achieving a higher “realized” rate of return than is attainable in a risk free environment… i.e., an FDIC insured bank account featuring compound interest. Over the past ten years, such risk free saving has been unable to compete with…