Category: Banking

Beautifully sparkling aquamarine has the color that resembles the ocean waters. From the name aqua it is commonly misunderstood to be originating from the sea. No it is not. It is an earthly gem found in rocks. Adorable aquamarine is commonly found in granite and metamorphic rocks. It is obtained from nature by the process…

When I talk to people about Iron Palm, they think that it’s just about breaking bricks. They even ask, “Why do you want to learn how to break bricks?”. Well, it’s not about breaking bricks. What it is about is cultivating and controlling your Chi, your internal energy. I look at Chi and where it…

There are a number of funding options for new businesses, although they typically aren’t easy to obtain. Since your startup business isn’t exactly the same as any other one out there, the best new business loans for them might not be as good an option for you. Take your time and research your options. Determine…

Buying a home will be, for most people, the biggest financial investment of one’s life. Being that 99% of us cannot afford to buy a home outright, we will need to take out a home mortgage loan from a bank or other financial lending institution. There are many mortgage options out there and an inexperienced…

According to the New York Times (2018), “… more people are checking their credit and more are knowledgeable about how the scores work. In a survey about credit scores published this week, 57 percent of adults said they had “obtained or received” their scores in the past year, up from about half four years ago….

A couple of key tips regarding interest rates: It’s Not the Rate You Need to Know: When applying for a loan, never ask for just the “interest rate”, but always ask for the APR.  The APR is inclusive of fees and cost and is the ACTUAL cost for the loan on an annual percentage basis (if…

Few, if any, of us escape life’s financial challenges. Whether it’s lay offs at work, unexpected medical bills, or the loss of a spouse’s income, having insufficient reserve funds to pay even one or two months’ worth of our bills can drive many to impossibly strict budgeting, the loss of real property, and sometimes even…

Whether you are thinking of starting a business or you are already running one, money is your lifeline. Small businesses have financing as a major factor in keeping their businesses afloat and sometime getting funding for the same proves to be most beneficial for them. Small Business Administration, SBA, helps piece it together for the…